CFA Level 1:風險-收益的權衡；客戶承擔風險的能力

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來源: 正保會計網校編輯：大耳朵圖圖 2020/09/08 10:06:11　字體：大小

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【CFA習題】

In the context of strategic asset allocation, adding asset classes with low correlation will most likely improve a portfolio's risk-return trade-off as long as the stand-alone risk of the added asset class:

A. does not exceed its diversification effect.

B. equals its diversification effect.

C. exceeds its diversification effect.

查看答案解析

【答案】

【解析】

In general, adding assets classes with low correlation improves the risk–return trade-off as long as the stand-alone risk of the added asset class does not exceed its diversification effect.

【CFA習題】

You are preparing an investment policy statement for a client who manages her own successful marketing consultancy. Her annual income is approximately $500,000. She describes herself as a finance novice. Most of her savings are invested in bank term deposits and short-term government securities. In her responses to the standard risk assessment questionnaire, she strongly agrees with the statements that she "feels more comfortable putting money in a bank account than in the stock market." Also, she "thinks of the word 'risk' as being a 'loss'". Based on this information, your client's ability and willingness to take risk can best be described as:

A. high ability and low willingness.

B. high ability and willingness.

C. low ability and high willingness.

查看答案解析

【答案】

【解析】

By accessing this mock exam, you agree to the following terms of use: This mock exam is provided to currently- registered CFA candidates. Candidates may view and print the exam for personal exam preparation only. The following activities are strictly prohibited and may result in disciplinary and/or legal action: accessing or permitting access by anyone other than currently-registered CFA candidates; copying, posting to any website, emailing, distributing and/or reprinting the mock exam for any purpose. Although the client owns a successful business and has a high income, she exhibits above-average risk aversion, indicating that her ability to take risk is high but her willingness to take risk is low.

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